:root{
  --bg:#0b0c0f; --surface:#111318; --surface-2:#17191f; --text:#f5f3ed;
  --muted:#a8a8aa; --gold:#d6ad55; --gold-2:#f0d58a; --line:#2a2d34;
  --max:1180px; --radius:22px; --shadow:0 20px 60px rgba(0,0,0,.28);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;background:#fff;color:#18191c;font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:#090a0c;color:#d6d6d6;font-size:.84rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:9px 0}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(16px);border-bottom:1px solid #ececef}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:30px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.02em}.mark{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--gold-2),var(--gold));display:grid;place-items:center;color:#16110a;font-weight:900}
nav ul{list-style:none;display:flex;gap:24px;margin:0;padding:0;align-items:center} nav a{font-weight:650;font-size:.94rem} nav a:hover{color:#9a741e}
.menu-btn{display:none;border:1px solid #ddd;background:#fff;border-radius:12px;padding:10px 12px}
.hero{background:radial-gradient(circle at 80% 20%,rgba(214,173,85,.22),transparent 30%),linear-gradient(135deg,#0b0c0f 0%,#16181d 60%,#252019 100%);color:white;padding:88px 0 76px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.eyebrow{color:var(--gold-2);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.78rem}
h1{font-size:clamp(2.6rem,6vw,5.4rem);line-height:.98;letter-spacing:-.055em;margin:14px 0 24px} h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.05;letter-spacing:-.04em;margin:0 0 18px} h3{line-height:1.2}
.lead{font-size:1.16rem;color:#d0d0d2;max-width:680px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 18px;border-radius:13px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-gold{background:var(--gold);color:#16110a}.btn-dark{background:#17191f;color:#fff;border-color:#383b42}.btn-light{background:#fff;color:#17191a;border-color:#ddd}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);border-radius:28px;padding:26px;box-shadow:var(--shadow)}.hero-card .price{font-size:3rem;font-weight:850;letter-spacing:-.05em}.delta{color:#7fe0ad;font-weight:800}
section{padding:84px 0}.section-head{max-width:760px;margin-bottom:38px}.muted{color:#686a70}.dark{background:var(--bg);color:white}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid #e6e6e9;border-radius:var(--radius);padding:25px;background:white}.dark .card{background:var(--surface);border-color:var(--line)}.card-icon{width:44px;height:44px;border-radius:14px;background:#f7edd5;color:#8b6719;display:grid;place-items:center;font-weight:900;margin-bottom:18px}
.rate-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.rate{padding:20px;border:1px solid #e6e6e9;border-radius:18px}.rate strong{display:block;font-size:1.7rem}.chart{height:290px;border:1px solid #e6e6e9;border-radius:22px;padding:18px;background:#fff}.chart svg{width:100%;height:100%}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.gold-panel{background:linear-gradient(145deg,#201a0d,#0d0e11);color:white;border-radius:28px;padding:38px;min-height:360px;display:flex;flex-direction:column;justify-content:end}.gold-panel .big{font-size:5rem;line-height:.8;color:var(--gold-2);font-weight:900}
.list{display:grid;gap:12px;padding:0;list-style:none}.list li{padding:15px 18px;border:1px solid #e5e5e8;border-radius:15px;background:#fff}.list li::before{content:"✓";color:#a57a20;font-weight:900;margin-right:10px}
.page-hero{background:#111318;color:white;padding:65px 0}.page-hero h1{font-size:clamp(2.3rem,5vw,4.2rem);margin-bottom:12px}.breadcrumbs{color:#a8a8aa;font-size:.9rem;margin-bottom:18px}.content{max-width:850px}.content p{margin:0 0 18px}.content h2{margin-top:45px;font-size:2rem}.content h3{margin-top:30px}.notice{border-left:4px solid var(--gold);background:#fbf7eb;padding:18px 20px;border-radius:0 14px 14px 0;margin:25px 0}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid #e5e5e8;border-radius:16px;overflow:hidden}th,td{padding:13px 15px;text-align:left;border-bottom:1px solid #eee}th{background:#f7f7f8}
.form{display:grid;gap:15px}.form input,.form textarea,.form select{width:100%;padding:14px 15px;border:1px solid #dfe0e4;border-radius:12px;font:inherit}.form textarea{min-height:150px;resize:vertical}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}
footer{background:#090a0c;color:#bbb;padding:60px 0 30px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.footer-title{color:white;font-weight:800;margin-bottom:12px}.footer-links{display:grid;gap:8px}.footer-links a:hover{color:white}.copyright{border-top:1px solid #27292e;margin-top:40px;padding-top:20px;font-size:.85rem}
.pill{display:inline-flex;padding:7px 11px;border-radius:999px;background:#f5f0e4;color:#7d5b17;font-weight:750;font-size:.8rem}.faq details{border-top:1px solid #ddd;padding:18px 0}.faq summary{font-weight:800;cursor:pointer}
@media(max-width:900px){nav ul{display:none;position:absolute;left:20px;right:20px;top:70px;background:white;border:1px solid #e5e5e8;border-radius:16px;padding:15px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav.open nav ul{display:flex}.menu-btn{display:block}.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.rate-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.container{width:min(var(--max),calc(100% - 28px))}.topbar .container{font-size:.75rem}.hero{padding:62px 0}.cards,.rate-grid,.form-grid,.footer-grid{grid-template-columns:1fr}section{padding:62px 0}h1{font-size:3rem}.hero-card .price{font-size:2.3rem}}